The first step to success in a competitive market is establishing your buying power. We guide you through the initial financial preparation to ensure you are ready to make a strong offer when the right home appears.

• Secure Your Pre-Approval: Securing lender pre-approval is vital. It significantly strengthens your offer and demonstrates your readiness to purchase, giving you an immediate advantage. We work with trusted local lenders to make the process simple.

• Understanding Loan Options: We'll help you understand and choose the best loan option for your needs—including FHA, VA, Conventional, and Jumbo loans—and budget accurately for down payments and closing costs (typically 2-5% of the home price).

• Assess Your Situation: We'll ensure your financial documents are in order, from recent tax filings to a paper trail for major transactions, to keep the lending process smooth and efficient.

Navigating the diverse communities of Ventura and Los Angeles requires local expertise and sharp negotiation skills. Dalia provides a focused, strategic approach to finding and securing your ideal property.

• Tailored Property Search: We meticulously identify properties in Ventura and Los Angeles communities that precisely align with your criteria, ensuring we only focus on homes that are the right fit.

• Expert Property Tours: Every guided visit includes thorough due diligence. We look beyond the surface to assess the true potential and value of each potential home.

• Crafting the Competitive Offer: We assist you in developing strong, competitive offers that include strategic elements—like escalation clauses—designed to make your bid stand out in a crowded market.

• Skilled Negotiation for the Best Deal: Dalia’s skilled negotiation ensures you achieve favorable terms and the best possible price. Our clients typically secure properties at an average of 98% of the list-to-sale price.

Once your offer is accepted, the property enters escrow—a critical phase typically lasting around 30 days in California. Our team ensures every condition is met and your investment is protected.

• Comprehensive Inspections: We schedule and coordinate comprehensive inspections—general, pest, roof, and chimney—to uncover any potential issues, allowing you to proceed with confidence.

• Appraisal and Loan Finalization: The appraisal confirms the home's value, and we manage your loan underwriting to ensure financing is completed efficiently.

• Systematic Contingency Removal: We systematically manage the removal of buyer contingencies (such as the inspection period), protecting your interests until all conditions are officially met.

Closing is just the beginning of your new chapter. We ensure the final steps are seamless and provide the support you need to settle into your new home.

• The Final Walk-Through: We conduct a final walk-through to ensure the property is in the agreed-upon condition before signing.

• The Handover of Keys: After signing all necessary documents and funds are transferred, the exciting moment arrives: the deed is recorded, and the keys are officially yours!

• Post-Closing Support: Dalia’s support extends beyond closing. You gain access to her trusted network of movers, contractors, and essential service providers to help you settle in seamlessly in Ventura or Los Angeles.